About Us

Bob Yopko, Owner, Senior Loan Officer, and Bobby Yopko, standing in front of a wall with a company sign that says 'FIRST EQUITY.'

Your Local Michigan Home Mortgage Team

First Equity has been originating mortgages in the State of Michigan since 1995. We have built our business on the promise of integrity, full disclosure, and fair pricing.

First Equity is solution-oriented, taking the time to find a financing path that fits your specific situation. Applying for a mortgage can be a complex process, so we work closely with our customers to make sure they understand each step and have every question answered. Our family-owned business has grown on the loyalty of past customers who return when they need mortgage financing, and who refer their friends and family to First Equity.

As a Chelsea, Michigan mortgage lender, our main service area is Southeast Michigan, including Ann Arbor, Washtenaw County, and Livingston County. We also provide VA loans and mortgage financing throughout the entire state of Michigan, offering the same personal guidance to borrowers wherever they're located.

Over the years, we have helped hundreds of veterans secure VA home financing. Our detailed knowledge of VA loan guidelines allows us to guide each veteran through eligibility, funding fee details, and underwriting requirements clearly and confidently, and we make sure every veteran understands the full benefit they've earned.

First Equity Residential Mortgage, Inc. is a licensed mortgage company (NMLS #115585). You can verify these credentials directly through NMLS Consumer Access.

Contact First Equity to find out more about the products and services we can provide.

Head shot of Bob Yopko, Owner, Senior Loan Officer,

Meet Our Loan Originator

Bob Yopko

Owner, Senior Loan Officer

Bob has been a licensed mortgage loan originator in the State of Michigan since 1993, and he founded First Equity Residential Mortgage, Inc. in 1995. He is a University of Michigan alumnus with an MBA in finance. Bob and his wife, Barbara, have three adult children and six grandchildren, and he enjoys fishing, reading, and watching football.

Bob's extensive knowledge of loan programs and regulations allows him to find the right program and creative financing solution to help clients achieve their goals of homeownership.

NMLS #129476