Your Local, Low Cost
VA Lender
Helping veterans throughout the State of Michigan
VA Loan Specialist
We thoroughly understand the VA financing guidelines. We know how to make the program best fit your needs which results in a smooth and efficient process for you.
-
VA Purchase Loans
Standard VA purchase loans which require no down payment and have no PMI. They also carry lower interest rates than conventional loans.
-
VA Refinance Loans
Streamlined refinances are VA loans to VA loans without increasing loan amount. This is to reduce interest rate. No appraisal and no income/asset needed to qualify. Cash-out VA loans are also available up to 100% equity.
-
VA Construction Loans
VA loans are available to build a new home up to 100% of appraised value. No mortgage insurance and low VA rates apply.
-
VA Renovation Loans
VA Renovation loans are available to finance purchase or refinance transactions and roll in repairs and/or improvements up to 100% of improved appraised value. No mortgage insurance and low VA rates apply.
Legal Disclosure*: 30 year fixed rate VA loan- Interest rate 6.25% APR is 6.27%. Loan amount of $250,000 with no points and no junk fees. Assumes exempt from VA funding fee. Monthly principal and interest payment is $1,539.29 and you will also pay 1/12 of property taxes and homeowners insurance with the monthly payment. Assumes 100% loan to value (0% down payment). VA loans are only available to qualifying veterans and their surviving spouses. (As of 01/09/2024. Rates subject to change.)